When searching for a contractor to work on your pavement or other home projects, you may come across some that are unlicensed. Their bid may even be cheaper and more appealing than a licensed company, but working with them could be a pricy mistake in the long run.
Before you hire a contractor, check their professional status with your local licensing authority and, if need be, get a copy of their license. Here is why you should go to such lengths of verification.
You Can Expect Quality Work
Acquiring a license as a contractor means the person has a sufficient level of competence in construction. So if you hire a licensed contractor, you can expect to get quality work, especially if you are working with a company that follows good business practices.
Licensed contractors can quickly lose their licenses for malpractice, so they will adhere to construction standards and produce quality work. Most licensed contractors are also part of accredited professional associations, which hold them accountable to ensure they maintain certain work standards. On the flip side, all an unlicensed contractor stands to lose for a job poorly done is a client.
You Protect Your Property's Value
Most construction projects require a permit from the state or municipal authorities for completion. An unlicensed contractor may not apply for the relevant paperwork for the project, and you can also be denied a permit if you are not working with a licensed contractor. Performing work without a permit can be very detrimental to you as a homeowner and could come with legal consequences.
Also, when you are ready to sell your home, the law requires that you disclose specific facts, such as any major construction work or construction defects, to the buyer. Work that was done poorly or without a permit will likely impact the value of your property.
Unlicensed contractors rarely obtain a bond to protect their work and, therefore, should the job go wrong or if you need it redone, the financial burden falls on you as a homeowner. If the project does not meet the industry's standards, you cannot sell your home, and you will be responsible for making the repairs until your property meets the code.
Working with an unlicensed contractor could also nullify your homeowners insurance policy, especially if a claim arises as a result of the job.
You Minimize Injury Liabilities
A professional contractor should carry workers' compensation insurance. Because any professional insurance companies will only cover licensed contractors, most unlicensed contractors work without any coverage for their employees.
Therefore, you become liable for any employee injuries that occur on your property. What could have been a straightforward paving job can turn out to a bill that runs into tens of thousands of dollars because you did not hire a licensed contractor.
You Are Protected From Third-Party Damages
An unlicensed contractor can expose you to more risks than a damaged property because more often than not, they do not purchase liability insurance. If the contractor is negligent and causes any damages to a passerby or surrounding properties, you will be responsible for their actions at the time of damages.
Whether you are working on your pavement, sidewalks or fence, the most important thing to remember as a homeowner is to protect yourself and your property. That is why you should only work with licensed professionals such as Paving Construction Services, Inc.
Save yourself the risks and stress that come with hiring unqualified people, and insist on a proper license, insurance, bonding and references. While it might take a bit more time to check a contractor's license before hiring them, doing so could save you a lot of money and disappointment down the road.